At a glance
- Variable
- 8.02%8.70% comparison
- Loan size
- $1,000 to $100,000
- Upfront fee
- $100
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 8.02% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 38th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 8.02% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 23rd lowest of 45 |
Rates
The one rate Dnister Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 8.02% | 8.70% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Variable, P&I | 7.77% | 8.02% | up 0.25 |
Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.
Fees
11 fees published, grouped by when they're charged.
When you take it out8
- ASIC Lodgement$50
- Bank Cheque$15
- Bank Production$150
- Company Search$50
- Discharge of Mortgage$200
- Loan Establishment Fee$100
- Title Search$49.50
- Withdrawal of Caveat$100
When you make a transaction3
- Redraw FeeNo fee
- Redraw Fee$10
- Redraw Fee$25
Features
RedrawInstant paymentsDigital banking
- Weekly, fortnightly or monthly repayments options.
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Amount $1,000 to $100,000
Compare it with others
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.