Beyond Bank AustraliaLine of Credit
The Line of Credit can no longer be opened as a new account.
At a glance
- Variable
- 14.49%
- Upfront fee
- $195
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 14.49% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 67th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 14.49% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 43rd lowest of 45 |
Rates
The one rate Beyond Bank Australia publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableUnsecured Line of Credit, variable rate. Interest calculated only on the credit amount you use. Conditions apply. Product no longer available for new accounts, | P&I | - | - | 14.49% | - | - |
Fees
3 fees published, grouped by when they're charged.
When you take it out1
- Line of Credit Approval / Variation Fee
Product no longer available for new accounts - no variations can be made to existing line of credits. No Line of Credit Approval/Variation Fee - Life Members
$195
When particular things happen2
- Default Fee on Line of Credit
This fee is payable on the 15th day of every month whilst you are in default.
$25 - Default Notice Fee
This fee is payable whenever we send you a default notice because you have defaulted under the contract.
$20
Features
Eligibility and limits
- No longer available as a new account.
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.