The Finance Algorithm
Beyond Bank Australia

Line of Credit

The Line of Credit can no longer be opened as a new account.

Personal loansBank updated 23 Sept 2026
At a glance
Variable
14.49%
Upfront fee
$195
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableUnsecured Line of Credit, variable rate. Interest calculated only on the credit amount you use. Conditions apply. Product no longer available for new accounts,P&I14.49%
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Default Fee on Line of CreditEvent$25This fee is payable on the 15th day of every month whilst you are in default.
Default Notice FeeEvent$20This fee is payable whenever we send you a default notice because you have defaulted under the contract.
Line of Credit Approval / Variation FeeUpfront$195Product no longer available for new accounts - no variations can be made to existing line of credits. No Line of Credit Approval/Variation Fee - Life Members
§ 03 — Features
Instant paymentsPayIDDigital bankingMobile Wallet
§ 04 — Eligibility & limits
  • · No longer available as a new account.

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.