Bendigo Bank
Bendigo Secured Personal Loan
A competitive secured personal loan for car, boat or motorcycle.
Personal loansBank updated 10 Sept 2026
At a glance
- Fixed
- 9.54% · 10.26% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $250
- Monthly fee
- $5
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedSecured | P&I | 7 yrs fixed | — | 9.54% | 10.26% | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Fee | Event | $10 | — | Is payable for each Bank Cheque drawn. |
| Default Fee | Event | $35 | — | — |
| Duplicate Fee | Event | $16.50 | — | Is payable for each copy of any document you request. |
| Manual Redraw Fee | Event | No fee | — | Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking |
| Online Redraw Fee | Event | No fee | — | Charged when completing a redraw online |
| Early Repayment Fee | Exit | $20 | — | — |
| Security Processing Fee | Other | Varies | — | Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application |
| Monthly Fee | Periodic | $5 | Every 1 mo | — |
| Application Fee | Upfront | $150 | — | Incurred when you apply for a new loan. |
| Document Preparation Fee | Upfront | $100 | — | The cost of preparing the loan documents (Secured Personal Loans only). |
§ 03 — Features
Redraw
- · Weekly, fortnightly or monthly repayments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Employment: Employed
- · Available to individuals
- · Amount $2,000 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bendigo Bank under the Consumer Data Right, last changed by them on 10 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.