Bank Australia
Lifestyle Personal Loan
When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
Personal loansBank updated 23 June 2026
At a glance
- Variable
- 7.49% · 8.52% comparison
- Loan size
- $1,000 to no maximum
- Upfront fee
- $150
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableApplicable for Property Owners | P&I | — | — | 7.49% | 8.52% | — |
| Variable | P&I | — | — | 9.49% | 10.53% | — |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Repayment Fee | Event | No fee | — | — |
| Redraw fee | Event | No fee | — | — |
| Late Payment Fee | Late payment | No fee | — | — |
| Monthly fee | Periodic | No fee | Every 1 mo | There is no monthly fee |
| Establishment Fee - Personal Loan | Upfront | $150 | — | Personal Loan Establishment Fee waiver |
§ 03 — Features
RedrawDigital banking
- · Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $1,000 to no maximum
- · Applications for loans are subject to the Bank's lending criteria.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank Australia under the Consumer Data Right, last changed by them on 23 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.