Qudos BankPersonal Loan
With a great rate and no account keeping fees on our personal loan product, get what you want now, and feel great knowing you're getting a great deal.
Personal loansBank updated 27 Feb 2026
At a glance
- Variable
- 9.49%10.53% comparison
- Loan size
- $5,000 to $25,000
- Upfront fee
- $150
- Monthly fee
- $0
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 9.49% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 49th lowest of 68, level with 2 others |
| Variable personal loanMoves with the lender's rates | 9.49% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 29th lowest of 45, level with one other |
Rates
The one rate Qudos Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 9.49% | 10.53% | - |
Fees
4 fees published, grouped by when they're charged.
- When you take it out$150Establishment Fee
- While you hold itVaries2 fees, each listed below
- When you close it or pay it offNo feeEarly Repayment Fee
When you take it out1
- Establishment Fee$150
While you hold it2
- Account Keeping FeeNo fee
- Monthly FeeNo fee
When you close it or pay it off1
- Early Repayment FeeNo fee
Features
Extra repayments
- Weekly, fortnightly, or monthly repayment options
- No security required for loan
Eligibility and limits
- Minimum age 18
- Residency: Customers who are Permanent Resident or Citizens may apply for the product
- Employment: Full time, Part Time, Casual, Self Employed
- Available to individuals
- Amount $5,000 to $25,000
Compare it with others
Put this product through a calculator
Published by Qudos Bank under the Consumer Data Right, last changed by them on 27 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.