The Finance Algorithm
Qudos Bank

Personal Loan

With a great rate and no account keeping fees on our personal loan product, get what you want now, and feel great knowing you're getting a great deal.

Personal loansBank updated 27 Feb 2026
At a glance
Variable
9.49% · 10.53% comparison
Loan size
$5,000 to $25,000
Upfront fee
$150
Monthly fee
$0
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableP&I9.49%10.53%
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
Early Repayment FeeExitNo fee
Account Keeping FeePeriodicNo feeEvery 1 yr
Monthly FeePeriodicNo feeEvery 1 mo
Establishment FeeUpfront$150
§ 03 — Features
Extra repayments
  • · Weekly, fortnightly, or monthly repayment options
  • · No security required for loan
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Customers who are Permanent Resident or Citizens may apply for the product
  • · Employment: Full time, Part Time, Casual, Self Employed
  • · Available to individuals
  • · Amount $5,000 to $25,000

Published by Qudos Bank under the Consumer Data Right, last changed by them on 27 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.