AMB Bank Product
Personal Loan
If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.
Personal loansBank updated 24 Aug 2026
At a glance
- Fixed
- 8.95% · 9.85% comparison
- Loan size
- $4,000 to $40,000
- Upfront fee
- $30
- Monthly fee
- $12
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFixed for life of loan | P&I | 1 mo fixed | — | 8.95% | 9.85% | — |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Archive retrieval fee | Event | $50 | — | A $50 hourly fee applies plus any expenses incurred |
| Arrears notice fee | Event | $20 | — | 2nd and subsequent reminders by letter or phone |
| Audit Certificate Fee | Event | $50 | — | Per audit certificate requested |
| Copies of statements (over 12 months) at branch or posted | Event | $5 | — | per page |
| Copies of statements (up to 12 months) at branch | Event | $2.50 | — | — |
| Copies of statements (up to 12 months) posted | Event | $1 | — | per page |
| Default notice fee | Event | $30 | — | Payable when a notice is issued regarding a default under the contract |
| Processing and switch fee - Personal and Car Loans | Event | $150 | — | — |
| Loan service fee - Personal, Green & Car Loans | Periodic | $10 | Every 1 mo | — |
| Paper statement fee (per statement) | Periodic | $2 | Every 1 mo | — |
| Personal Property security admin fee | Upfront | $30 | — | — |
§ 03 — Features
- · The ability to make extra repayments or pay off your loan early without penalty
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- · Available to individuals
- · Amount $4,000 to $40,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.