AMB Bank ProductPersonal Loan
If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.
At a glance
- Fixed
- 8.95%9.85% comparison
- Loan size
- $4,000 to $75,000
- Upfront fee
- $30
- Monthly fee
- $10
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 8.95% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 44th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 8.95% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 27th lowest of 42 |
Rates
The one rate AMB Bank Product publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFixed for life of loan | P&I | 1 mo fixed | - | 8.95% | 9.85% | - |
Fees
11 fees published, grouped by when they're charged.
- When you take it out$30Personal Property security admin fee
- While you hold itUp to $102 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Personal Property security admin fee$30
While you hold it2
- Loan service fee - Personal, Green & Car Loans$10 a month
- Paper statement fee (per statement)$2 a month
When particular things happen8
- Archive retrieval fee
A $50 hourly fee applies plus any expenses incurred
From $50 - Arrears notice fee
2nd and subsequent reminders by letter or phone
$20 - Audit Certificate Fee
Per audit certificate requested
$50 - Copies of statements (over 12 months) at branch or posted
per page
$5 - Copies of statements (up to 12 months) at branch$2.50
- Copies of statements (up to 12 months) posted
per page
$1 - Default notice fee
Payable when a notice is issued regarding a default under the contract
$30 - Processing and switch fee - Personal and Car LoansFrom $150
Features
- The ability to make extra repayments or pay off your loan early without penalty
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Available to individuals
- Amount $4,000 to $75,000
Compare it with others
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.