NABNAB Personal Loan
With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
Personal loansBank updated 9 Oct 2026
At a glance
- Fixed
- 7.50%8.41% comparison
- Variable
- 7.50%, 8.41% comparison
- Loan size
- $5,000 to $55,000
- Monthly fee
- $15
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 7.50% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 28th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 7.50% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 18th lowest of 42 |
| Variable personal loanMoves with the lender's rates | 7.50% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 16th lowest of 45 |
Rates
Every rate NAB publishes for this personal loan, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | 7 yrs fixed | - | 7.50% | 8.41% | Risk-based in between the advertise rate range |
| FixedThe rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | 7 yrs fixed | - | 22.00% | 22.29% | Risk-based in between the advertise rate range |
| VariableThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | - | - | 7.50% | 8.41% | Risk-based in between the advertise rate range |
| VariableThe rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | - | - | 22.00% | 22.29% | Risk-based in between the advertise rate range |
Fees
2 fees published, grouped by when they're charged.
- When you take it outNo feeApplication Fee
- While you hold it$15 a monthMonthly Fee
- When you close it or pay it offNo fee published
When you take it out1
- Application FeeNo fee
While you hold it1
- Monthly Fee$15 a month
Features
RedrawExtra repaymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: An Australian or New Zealand citizen, an Australian Permanent Resident or have an acceptable Temporary Residency Visa
- Available to individuals
- Amount $5,000 to $55,000
- Lending criteria apply
Compare it with others
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Published by National Australia Bank under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.