NAB
NAB Personal Loan
With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
Personal loansBank updated 31 July 2026
At a glance
- Fixed
- 7.50% · 8.41% comparison
- Variable
- 7.50% · 8.41% comparison
- Loan size
- $5,000 to $55,000
- Monthly fee
- $15
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | 7 yrs fixed | — | 7.50% | 8.41% | Risk-based in between the advertise rate range |
| FixedThe rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | 7 yrs fixed | — | 22.00% | 22.29% | Risk-based in between the advertise rate range |
| VariableThe rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | — | — | 7.50% | 8.41% | Risk-based in between the advertise rate range |
| VariableThe rate displayed is the maximum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch. | P&I | — | — | 22.00% | 22.29% | Risk-based in between the advertise rate range |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Monthly Fee | Periodic | $15 | Every 1 mo | — |
| Application Fee | Upfront per plan | $250 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: An Australian or New Zealand citizen, an Australian Permanent Resident or have an acceptable Temporary Residency Visa
- · Available to individuals
- · Amount $5,000 to $55,000
- · Lending criteria apply
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 31 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.