At a glance
- Variable
- 10.89%11.27% comparison
- Loan size
- $5,000 to $120,000
- Upfront fee
- $250
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 10.89% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 57th lowest of 68 |
| Variable personal loanMoves with the lender's rates | 10.89% | 6.29%Bank of us' RESIDENTIALLY SECURED PERSONAL LOAN | 8.02%of 45 institutions | 35th lowest of 45 |
Rates
The one rate Orange Credit Union Ltd publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCredit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the example… | Investment, Interest only | - | - | 10.89% | 11.27% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN_ESTABLISHMENT_FEE$250
Features
Redraw
- Early repayments without penalty
- $0 Monthly Fee
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident
- Amount $5,000 to $120,000
- Lending criteria, terms and conditions apply
Compare it with others
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Published by Orange Credit Union Ltd under the Consumer Data Right, last changed by them on 25 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.