Regional Australia Bank
Enviro Loan
Get rewarded for making green purchases and improvements to your home with a low interest rate, great features and no monthly service fees or charges.
Personal loansBank updated 29 June 2026
At a glance
- Variable
- 7.20% · 8.54% comparison
- Loan size
- $500 to no maximum
- Upfront fee
- $195
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest rates are per annum. The Comparison rate is calculated on a unsecured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the examples given and may… | P&I | — | — | 7.20% | 8.54% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| PPSR Check Fee | Event | $26 | — | Applies when PPSR check is required |
| Monthly Service Fee | Periodic | No fee | Every 1 mo | — |
| Approval Fee | Upfront | $195 | — | Applied on approval of your Personal or Car loan, prior to the initial drawdown. |
§ 03 — Features
RedrawDigital banking
- · Ability to make extra payments or repay the loan in full early at no cost.
- · No Monthly Service Fee
- · Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Employment: Ongoing Employment
- · Amount $500 to no maximum
- · Loan purpose is to make a sustainable and environmentally friendly purchase for home improvements.
- · Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.