RevolutRevolut Personal Loan
A fixed-rate unsecured personal loan for Australian residents.
At a glance
- Fixed
- 6.99%
- Loan size
- $5,000 to $50,000
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 6.99% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 14th lowest of 68, level with 3 others |
| Fixed personal loanRepayments stay the same for the term | 6.99% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 11th lowest of 42, level with 3 others |
Rates
The one rate Revolut publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedHeadline fixed rate for a 60m loan term. Actual rate is personalised based on risk grade and loan term. | P&I | 5 yrs fixed | - | 6.99% | - | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- Establishment Fee
Upfront establishment fees may vary depending on credit risk and loan term. Fee is added to the total loan amount — no out-of-pocket payment required.
$0 to $499
Features
- Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
Eligibility and limits
- Minimum age 18
- Residency: Must be an Australian citizen or permanent resident.
- Employment: Must be employed for at least 3 months (or self-employed for at least 1 year)
- Minimum income $2,000
- Available to individuals
- Amount $5,000 to $50,000
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Published by Revolut under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.