Revolut
Revolut Personal Loan
A fixed-rate unsecured personal loan for Australian residents.
Personal loansBank updated 9 July 2026
At a glance
- Fixed
- 6.99%
- Loan size
- $5,000 to $50,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedHeadline fixed rate for a 60m loan term. Actual rate is personalised based on risk grade and loan term. | P&I | 5 yrs fixed | — | 6.99% | — | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Establishment Fee | Upfront | $0 to $499 | — | Upfront establishment fees may vary depending on credit risk and loan term. Fee is added to the total loan amount — no out-of-pocket payment required. |
§ 03 — Features
Extra repaymentsDigital bankingFraud protection
- · Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian citizen or permanent resident.
- · Employment: Must be employed for at least 3 months (or self-employed for at least 1 year)
- · Minimum income $2,000
- · Available to individuals
- · Amount $5,000 to $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Revolut under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.