The Finance Algorithm
Liberty Financial

Secured personal loan

Secured personal loans

Personal loansBank updated 20 Aug 2025
At a glance
Fixed
5.67% · 6.10% comparison
Loan size
$5,000 to $80,000
Upfront fee
$310
Monthly fee
$0
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedRates from 5.67% p.a. Secured personal loan interest rates will range from 5.67% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparis…P&I5.67%6.10%
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
Discharge feeExitNo fee
Early repayment feeExitNo fee
Early termination feeExitNo fee
Ongoing feePeriodicNo feeEvery 1 moOther fees and charges may apply, such as dishonour and late fees.
Establishment feeUpfront$310This fee ranges from $310 to $1,010, depending on your risk band, and includes a fee of up to $60 for vehicle search and registration (PPSR).
§ 03 — Features
Extra repayments
  • · Online application (no paperwork)
  • · Loan terms of 3, 5 or 7 years
  • · Repayments weekly, fortnightly, monthly
  • · Interest on outstanding balance only
  • · For non-business purposes
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian resident
  • · Employment: Employed
  • · Minimum income $20,000
  • · Amount $5,000 to $80,000
  • · Majority of income cannot be from Government benefits
  • · Vehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass
  • · Loan terms of 3, 5 or 7 years

Published by Liberty Financial under the Consumer Data Right, last changed by them on 20 Aug 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.