At a glance
- Fixed
- 12.34%13.39% comparison
- Loan size
- $3,000 to $30,000
- Upfront fee
- $149
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 12.34% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 64th lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 12.34% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 38th lowest of 42 |
Rates
Every rate Gateway Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedPersonal Loan - Fixed | P&I | 5 yrs fixed | - | 12.34% | 13.39% | - |
| FixedPersonal Loan >= 50% debt consolidation - Fixed | P&I | 5 yrs fixed | - | 14.34% | 15.40% | - |
Fees
One fee published, grouped by when they're charged.
When you take it out1
- Establishment Fee
Payable at settlement per loan
$149
Features
RedrawDigital bankingUnlimited transactions
Eligibility and limits
- Minimum age 18
- Amount $3,000 to $30,000
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.