The Finance Algorithm
Gateway Bank

Fixed Rate Personal Loan

Fixed Rate Personal Loan

Personal loansBank updated 23 Jan 2026
At a glance
Fixed
12.34% · 13.39% comparison
Loan size
$3,000 to $30,000
Upfront fee
$149
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
FixedPersonal Loan - FixedP&I5 yrs fixed12.34%13.39%
FixedPersonal Loan >= 50% debt consolidation - FixedP&I5 yrs fixed14.34%15.40%
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Establishment FeeUpfront$149Payable at settlement per loan
§ 03 — Features
RedrawDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Amount $3,000 to $30,000

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.