The Finance Algorithm
At a glance
Fixed
11.64% · 12.21% comparison
Loan size
$1,000 to $30,000
Upfront fee
$195
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedP&I11.64%12.21%
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
AGENT_SOLICITOR_COLLECTION_COSTSCash advance100.00% of transaction
ARREARS_FEE-ARREARS_FEE_LETTER_2Event$25
ARREARS_FEEEvent$10
DEFAULT_NOTICETransaction$55
PERSONAL_LOANUpfront$195
§ 03 — Features
RedrawExtra repayments
§ 04 — Eligibility & limits
  • · Residency: Must be Australian Citizen or Permanent Resident
  • · Available to individuals
  • · Amount $1,000 to $30,000

Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.