At a glance
- Fixed
- 11.64%12.21% comparison
- Loan size
- $1,000 to $30,000
- Upfront fee
- $195
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 11.64% | 5.80%Plenti Personal Loan | 7.96%of 68 institutions | 61st lowest of 68 |
| Fixed personal loanRepayments stay the same for the term | 11.64% | 5.80%Plenti Personal Loan | 7.96%of 42 institutions | 36th lowest of 42 |
Rates
The one rate Transport Mutual Credit Union Ltd publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | - | - | 11.64% | 12.21% | - |
Fees
5 fees published, grouped by when they're charged.
When you take it out1
- PERSONAL_LOAN$195
When you make a transaction2
- AGENT_SOLICITOR_COLLECTION_COSTS100.00% of transaction
- DEFAULT_NOTICE$55
When particular things happen2
- ARREARS_FEE-ARREARS_FEE_LETTER_2$25
- ARREARS_FEE$10
Features
RedrawExtra repayments
Eligibility and limits
- Residency: Must be Australian Citizen or Permanent Resident
- Available to individuals
- Amount $1,000 to $30,000
Compare it with others
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Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.