ANZ
ANZ Online Saver
Online savings account with a standard variable interest rate
Savings & transaction accountsBank updated 2 Sept 2026
At a glance
- Base rate
- 1.35%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | — | — | — | 20.70% | — | Retail Index Rate + 8.5% |
| Variable | — | — | — | 1.35% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Fee | Dishonour | $6 | — | Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is… |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protection
- · Open an ANZ Online Saver and earn standard variable interest, even if you make a withdrawal. Standard variable rate subject to change.
- · No monthly account service fees
- · No minimum balance
- · Standard variable interest, even if you make a withdrawal
- · Access to your money anytime online via your linked bank account
§ 04 — Eligibility & limits
- · Minimum age 12
- · Residency: You must be an Australian resident with an Australian residential and mailing address.
- · ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking ac…
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.