Warwick Credit UnionCHRISTMAS CLUB
CHRISTMAS CLUB
At a glance
- Base rate
- 1.20%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 1.20% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 43rd highest of 61 |
Rates
The one rate Warwick Credit Union publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 1.20% | - | paid every 1 yr |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 6 Oct 2026 | Variable | 1.05% | 1.20% | up 0.15 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
While you hold it2
- MEMBERSHIP_FEE
Charged when becoming a customer of WCU
$5 - STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2
When you make a transaction1
- PHONE_ASSISTED_TRANSFERS
Only charged when staff assistance is required to transfer funds over the phone
$2.50
Features
- Withdrawals permitted from 1 November - 31 December each year
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia.
- Must be a member of the Credit Union
Compare it with others
Put this product through a calculator
Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.