Revolut
Revolut Instant Access Savings
A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).
Savings & transaction accountsBank updated 13 Aug 2026
At a glance
- Base rate
- 3.00%
- Intro rate
- 5.50% for 3 mo
§ 01 — Rates · 9
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| IntroductoryBoosted promotional rate for 3 months on balances up to $100,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, rate will revert to your default plan ra… | — | 3 mo intro | up to $100,000 | 5.50% | — | — |
| VariablePlus Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | — | — | up to $1,000,000 | 3.00% | — | — |
| VariableStandard Plan p.a. variable interest rate. Interest is earnt and paid daily. Rates may change at any time. | — | — | up to $1,000,000 | 3.00% | — | — |
| VariablePremium Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts.… | — | — | up to $250,000 | 3.65% | — | — |
| VariableMetal Plan p.a. variable interest rate (balances up to $250,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Ra… | — | — | up to $250,000 | 4.35% | — | — |
| VariableUltra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | — | — | up to $250,000 | 5.05% | — | — |
| VariablePremium Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal sa… | — | — | $250,001–$1,000,000 | 3.00% | — | — |
| VariableMetal Plan p.a. variable interest rate (balances from $250,001 up to $1,000,000). Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savi… | — | — | $250,001–$1,000,000 | 3.65% | — | — |
| VariableUltra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates apply based on the total balance across all your personal savings accounts. Rates may change at any time. | — | — | $250,001–$1,000,000 | 4.35% | — | — |
§ 03 — Features
Digital bankingFraud protection
- · Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident with a valid Australian residential address
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by Revolut under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.