The Finance Algorithm
Cairns bank

Christmas Saver Account

An account to help you save for Christmas

Savings & transaction accountsBank updated 25 May 2026
At a glance
Base rate
2.00%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.00%paid every 1 yr
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
EXCESS_WITHDRAWAL_FEEWithdrawal$101 free withdrawal per year - applies outside 1st November - 31st December
§ 03 — Features
Digital banking
  • · Funds available to withdraw 1st Nov to 31st Dec each year
§ 04 — Eligibility & limits
  • · 1 Free withdrawal per year outside 1 November - 31st December

Published by Cairns bank under the Consumer Data Right, last changed by them on 25 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.