The Finance Algorithm
Credit Union SA

Netsave Account

An introductory interest rate is applied when a member opens a new Netsave account. The introductory interest is applied for the first 4 months as well as the variable base interest rate. After the first 4 months the only interest received is the base rate.

Savings & transaction accountsBank updated 16 Sept 2026
At a glance
Base rate
1.25%
Intro rate
3.75% for 4 mo
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Introductory4 mo intro3.75%paid every 1 mo
Variable1.25%paid every 1 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
ArrearsEventNo fee
Deposit PeriodicPeriodicNo feeWhere permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdra…
TransactionTransactionNo feePayable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more.
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Round-ups (destination account)
  • · Business Banking can be attached to the product
§ 04 — Eligibility & limits

    Published by Credit Union SA under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.