Netsave Account
An introductory interest rate is applied when a member opens a new Netsave account. The introductory interest is applied for the first 4 months as well as the variable base interest rate. After the first 4 months the only interest received is the base rate.
At a glance
- Base rate
- 1.25%
- Intro rate
- 4.40% for 4 mo
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 1.25% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 42nd highest of 61 |
Rates
Every rate Credit Union SA publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory | - | 4 mo intro | - | 4.40% | - | paid every 1 mo |
| Variable | - | - | - | 1.25% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 5 Nov 2026 | Introductory, 4 mo intro | 4.15% | 4.40% | up 0.25 |
| 23 Oct 2026 | Introductory, 4 mo intro | 4.00% | 4.15% | up 0.15 |
| 14 Oct 2026 | Introductory, 4 mo intro | 3.75% | 4.00% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
While you hold it1
- Deposit Periodic
Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: ATM enquiry, ATM transfer, ATM withdra…
No fee
When you make a transaction1
- Transaction
Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more.
No fee
When particular things happen1
- ArrearsNo fee
Features
- Round-ups (destination account)
- Business Banking can be attached to the product
Eligibility and limits
None published.
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 4 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.