Beyond Bank AustraliaCommunity Reward Account
The Community Reward Account is a flexible savings account with a competitive interest rate. A percentage of the annual average balances will be donated to a nominated registered charity or community group
At a glance
- Base rate
- 3.90%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 3.90% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 14th highest of 61 |
Rates
Every rate Beyond Bank Australia publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is calculated daily and paid on the last day of each month. | - | - | up to $5,000 | 3.90% | - | paid every 1 mo |
| VariableInterest is calculated daily and paid on the last day of each month. | - | - | $200,000+ | 4.30% | - | paid every 1 mo |
| VariableInterest is calculated daily and paid on the last day of each month. | - | - | $5,000–$200,000 | 4.20% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, up to $5,000 | 3.40% | 3.90% | up 0.50 |
| 13 Oct 2026 | Variable, $200,000+ | 3.80% | 4.30% | up 0.50 |
| 13 Oct 2026 | Variable, $5,000–$200,000 | 3.70% | 4.20% | up 0.50 |
Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When you make a transaction1
- Transaction Fee
This fee is payable for over the counter cash withdrawals, staff-assisted transfers and BPAY payments made in a branch or over the phone by the Member Service Centre. Receive two free transactions pe…
$2.50
Features
- Community Bonus Payment: After June 30 each year, Beyond Bank will donate a percentage of the average balance of all accounts linked to the same nominated group - this is known as the Community Bonus…
Eligibility and limits
- Available to individuals
- Available to businesses
- Membership: You must be or become a Beyond Bank Australia member
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.