The Finance Algorithm
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E&P High Yield Account

Available only through Evans & Partners.

Savings & transaction accountsBank updated 23 June 2026

At a glance

Base rate
4.50%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 4.50%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend4.50%4.80%MoveBank's Online Saver2.25%of 61 institutions5th highest of 61, level with 4 others

Rates

The one rate My State PM Production publishes for this account.

TypeApplies toTermBandRateComparisonConditions
VariableTiered interest rate is calculated on the credit balance of the account with the highest rate paid on the whole balance.---4.50%-paid every 1 mo

Fees

4 fees published, grouped by when they're charged.

When you make a transaction1

  • BPay transaction
    $0.30

When particular things happen3

  • BPay Query Fee

    This fee is charged when you request a BPay correction due to incorrect information supplied.

    $20
  • Cheques Deposited and Dishonoured

    This fee is charged when a cheque, not your own, has been deposited in to your account and has been dishonoured by the other financial institution.

    $10
  • Dishonour and Rejection Fee

    This fee will be debited to your account on the day of the dishonour or rejection. This fee is charged when any payment on your account is unable to be completed.

    $17.50

Features

PayID

Eligibility and limits

  • Available only through Evans & Partners.

Published by MyState Bank under the Consumer Data Right, last changed by them on 23 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.