Suncorp BankEveryday Options Account
An easy, everyday bank account packed with extras to help you spend, save and budget better.
At a glance
- Base rate
- 0.01%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.01% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 57th highest of 61, level with 4 others |
Rates
Every rate Suncorp Bank publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableStandard Interest on optional sub-accounts calculated daily and paid monthly. No interest is paid when account is operating in offset mode | - | - | - | 0.01% | - | paid every 1 mo |
| VariableStandard Interest on main account calculated daily and paid 6 monthly. . No interest is paid when account is operating in offset mode. | - | - | - | 0.01% | - | paid every 6 mo |
Fees
22 fees published, grouped by when they're charged.
While you hold it1
- Account keeping fee
No monthly account keeping fees
No fee
When you make a transaction5
- Bank@Post
Fee Free - Limits apply
No fee - Foreign Currency Conversion Fee (Visa Debit Transactions)
Suncorp Bank Visa Debit Transactions
No fee - atmx by Armaguard network ATM withdrawals & enquiriesNo fee
- Real Time Gross Settlements (RTGS) - outward$35
- Telegraphic Transfers sent - staff assisted$30
When particular things happen15
- Card ReplacementNo fee
- Copy of personal or bank cheque$12
- eStatementsNo fee
- Foreign Currency Bank Draft - trace request or stop payment$20
- Interest Certificate
previous financial year - per certificate issued
$10 - Mortgage Offset Fee
Waived with Home Package Plus
$75 - Physical Security Token
Suncorp Bank Secured App (soft token) available at no cost
$20 - Record Search/Copy Fee (cheques, records, voucher retrieval)
per hour
$70 - Request for Audit Certificate
per certificate
$30 - Stop Payment Request - bank cheques$15
- Stop payment request - Direct DebitNo fee
- Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request
plus other bank's costs
$30 - Trace/recall of funds request - cheque, electronic payment$30
- Visa debit card cash advance at non-Suncorp Bank Institution
per $1,000 advanced or part thereof Accessibility Waiver
No fee - Visa debit cards emergency overseas card replacement$50
Other fees1
- Non Suncorp Bank ATM withdrawals & enquiries
ATM Operator Fee
From $0
Features
- Pay $0 monthly account keeping fees
- Offset facility when linked to an eligible Suncorp Bank Home Loan.
- Pay $0 Foreign Currency Conversion Fees on Visa Debit Card purchases from overseas merchants
- Pay $0 Visa Debit Cash Advance Fees at non-Suncorp Bank ATMs
- Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
- Flexibility to add up to 9 optional sub-accounts to help you plan and save (no card access on sub-accounts).
- Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
- Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
- Pay bills directly from optional sub-accounts at no additional cost.
- Pay To is available to manage payments from an eligible bank account in Suncorp Bank App
Eligibility and limits
- Minimum age 11
- Residency: Account owners must be residents of Australia
- Available to individuals
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Published by Suncorp Bank under the Consumer Data Right, last changed by them on 22 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.