The Finance Algorithm
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ANZ Plus Flex Saver

Earn interest, pay bills and make transfers using the ANZ Plus Flex Saver.

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Base rate
2.35%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 2.35%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend2.35%4.80%MoveBank's Online Saver2.25%of 61 institutions29th highest of 61

Rates

Every rate ANZ Plus publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
VariableANZ Plus Flex Saver Rates--up to $5,0005.35%-paid every 1 mo
VariableANZ Plus Flex Saver Rates--$5,000+2.35%-paid every 1 mo

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable, up to $5,0005.10%5.35%up 0.25
9 Oct 2026Variable, $5,000+2.10%2.35%up 0.25

Each change is logged the night it appears in the rates ANZ Plus publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When you make a transaction2

  • INTERNATIONAL INWARD MONEY TRANSFER FEE

    See the ANZ Plus Deposit Account T&Cs for details on fees.

    $0 to $15
  • INTERNATIONAL MONEY TRANSFER FEE

    See the ANZ Plus Deposit Account T&Cs for details on fees.

    $0 to $15

Features

Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactions

Eligibility and limits

  • Minimum age 15
  • Residency: Australian Permanent Resident, Australian Citizen, Australian Temporary Resident
  • Available to individuals

Published by ANZ Plus under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.