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DIY Super Saver

Our DIY Super Saver Account is a cash account specifically designed for self-managed super funds. Offering you greater control over how you invest your superannuation funds, the DIY Super Saver Account is simple to open and easy to operate. You can leave your funds in the account to earn a high interest rate, or move money between your choice of investments

Savings & transaction accountsBank updated 1 Nov 2026

At a glance

Base rate
4.35%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 4.35%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend4.35%4.80%MoveBank's Online Saver2.25%of 61 institutions10th highest of 61, level with one other

Rates

The one rate AMB Bank Product publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---4.35%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
1 Nov 2026Variable3.75%4.35%up 0.60

Each change is logged the night it appears in the rates Australian Military Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

27 fees published, grouped by when they're charged.

While you hold it6

  • BPAY - periodical payment (each time processed)

    Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.

    $0.60 a month
  • Dormancy fee for accounts inactive greater than 24 months
    $2 a month
  • External Transfer (self-serve)

    Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.

    $0.50 a month
  • External Transfer/BPAY (staff-assisted)
    $0.60 a month
  • Inactive fee for accounts inactive 12 months or greater
    $2 a month
  • Paper statement fee (per statement)
    $2 every 3 months

When you make a transaction10

  • Amendment/ cancellation of telegraphic transfer/swift transfers
    $35
  • BPAY transaction (self-serve)

    Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.

    $0.60
  • Direct debit dishonour - electronic
    $10
  • Direct Debit

    Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.

    $0.50
  • EFT trace/recall of funds
    $25
  • Foreign drafts
    $20
  • Swift transfers

    Electronic funds transfer between Australian Military Bank and other financial institutions

    $25
  • Telegraphic transfers (AUD)
    $50
  • Telegraphic transfers (foreign currency)
    $30
  • Telegraphic transfers (online)
    $20

When particular things happen11

  • Archive retrieval fee

    A $50 hourly fee applies plus any expenses incurred

    From $50
  • Audit Certificate Fee

    Per audit certificate requested

    $50
  • Bank Cheque
    $5
  • Copies of statements (over 12 months) at branch or posted
    $5
  • Copies of statements (up to 12 months) at branch
    $2.50
  • Deposited cheque dishonour fee
    $15
  • Encashment of Foreign Cash

    Minimum encashment of AU$50 applies

    $10
  • Foreign Cash

    1% of AUD value of amount purchased. Minimum order of AU$100 applies

    1.00% of transaction
  • Foreign Cheque encashment (<AU$5000)
    $15
  • Foreign Cheque encashment (>AU$5000)
    $50
  • Retrieval of deposited cheque
    $45

Features

Instant paymentsPayIDDigital banking
  • No monthly account keeping fees
  • Earn high interest specifically designed for self-managed superannuation funds

Eligibility and limits

  • Residency: Self-managed super fund must be registered in Australia
  • Only self-managed super funds can open a DIY Super Saver Account.

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.