The Finance Algorithm
AMB Bank Product

DIY Super Saver

Our DIY Super Saver Account is a cash account specifically designed for self-managed super funds. Offering you greater control over how you invest your superannuation funds, the DIY Super Saver Account is simple to open and easy to operate. You can leave your funds in the account to earn a high interest rate, or move money between your choice of investments

Savings & transaction accountsBank updated 25 Aug 2026
At a glance
Base rate
3.75%
Monthly fee
$5.70
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable3.75%paid every 1 mo
§ 02 — Fees · 27
FeeTypeAmountWhenNotes
Archive retrieval feeEvent$50A $50 hourly fee applies plus any expenses incurred
Audit Certificate FeeEvent$50Per audit certificate requested
Bank ChequeEvent$5
Copies of statements (over 12 months) at branch or postedEvent$5
Copies of statements (up to 12 months) at branchEvent$2.50
Deposited cheque dishonour feeEvent$15
Encashment of Foreign CashEvent$10Minimum encashment of AU$50 applies
Foreign CashEvent1.00% of transaction1% of AUD value of amount purchased. Minimum order of AU$100 applies
Foreign Cheque encashment (<AU$5000)Event$15
Foreign Cheque encashment (>AU$5000)Event$50
Retrieval of deposited chequeEvent$45
BPAY - periodical payment (each time processed)Periodic$0.60Every 1 moFee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
Dormancy fee for accounts inactive greater than 24 monthsPeriodic$2Every 1 mo
External Transfer (self-serve)Periodic$0.50Every 1 moFee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
External Transfer/BPAY (staff-assisted)Periodic$0.60Every 1 mo
Inactive fee for accounts inactive 12 months or greaterPeriodic$2Every 1 mo
Paper statement fee (per statement)Periodic$2Every 3 mo
Amendment/ cancellation of telegraphic transfer/swift transfersTransaction$35
BPAY transaction (self-serve)Transaction$0.60Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
Direct debit dishonour - electronicTransaction$10
Direct DebitTransaction$0.50Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.
EFT trace/recall of fundsTransaction$25
Foreign draftsTransaction$20
Swift transfersTransaction$25Electronic funds transfer between Australian Military Bank and other financial institutions
Telegraphic transfers (AUD)Transaction$50
Telegraphic transfers (foreign currency)Transaction$30
Telegraphic transfers (online)Transaction$20
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · No monthly account keeping fees
  • · Earn high interest specifically designed for self-managed superannuation funds
§ 04 — Eligibility & limits
  • · Residency: Self-managed super fund must be registered in Australia
  • · Only self-managed super funds can open a DIY Super Saver Account.

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.