Cash Management Account

A Goldfields Cash Management Account is a high interest earning account for individuals, business or companies

Savings & transaction accountsBank updated 4 Nov 2026

At a glance

Base rate: 4.50%
Intro rate: 5.10% for 3 mo

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 2.25%

0%1%2%3%4%

This account: 4.50%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

Rate	This account	Best anywhere	Typical institution	Where it sits
No bonus conditionsPaid whatever you deposit or spend	4.50%	4.80%MoveBank's Online Saver	2.25%of 61 institutions	5th highest of 61, level with 4 others

Rates

Every rate BNK Bank (Goldfields Money/BCHL) publishes for this account, 2 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
IntroductoryCash Management Account introductory interest rate	-	3 mo intro	-	5.10%	-	paid at maturity; paid every 1 mo; The interest rate applied to new customers CMA accounts; This offer is available to new customers on balances over $20,000 and is fixed at 0.60% p.a. above the standard CMA variable rate for 3 months.
VariableCash Management Account interest rate	-	-	-	4.50%	-	paid every 1 mo; The interest rate applied to existing customers CMA accounts; The interest rate applied to new CMA customer accounts

Fees

18 fees published, grouped by when they're charged.

While you hold it1

Formal Overdraft Product Fee (Quarterly)
$52.50 every 3 months

When you make a transaction9

Direct Debit Double Handling Fee
$5
Direct Debit Facility Dishonour
$25
Payment Honour
$20
RTGS/IPEX (Outgoing)
$35
RTGS/IPEX (incoming)
$10
RTGS/IPEX (incoming)
$10
RTGS/IPEX (outgoing)
$35
Overseas VISA debit card ATM withdrawal
$5
Overseas VISA debit card ATM withdrawal
$5

When particular things happen8

Direct Debit Double Handling Fee
$5
Direct Debit Facility Dishonour
$25
Formal Overdraft Product Fee (Quarterly)
$27.50
Payment Dishonour
$25
Payment Dishonour
$25
Payment Honour
$20
VISA or EFT Chargeback Request
$25
VISA or EFT Chargeback Request
$25

Features

Digital bankingUnlimited transactionsApple PayGoogle Pay

Eligibility and limits

Minimum age 18
Residency: An Australian citizen, permanent resident or Australian resident for tax purposes
Available to individuals
Available to businesses
have access to an electronic device with a working internet connection
Have access to an electronic device with a working internet connection

Compare it with others

All savings & transaction accounts Other BNK Bank (Goldfields Money/BCHL) savings & transaction accounts Everything BNK Bank (Goldfields Money/BCHL) publishes

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Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right, last changed by them on 4 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.