BNK Bank (Goldfields Money/BCHL)
Cash Management Account
A Goldfields Cash Management Account is a high interest earning account for individuals, business or companies
Savings & transaction accountsBank updated 20 May 2026
At a glance
- Base rate
- 4.50%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCash Management Account interest rate | — | — | — | 4.50% | — | paid every 1 mo; The interest rate applied to existing customers CMA accounts; The interest rate applied to new CMA customer accounts |
§ 02 — Fees · 18
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Direct Debit Double Handling Fee | Event | $5 | — | — |
| Direct Debit Facility Dishonour | Event | $25 | — | — |
| Formal Overdraft Product Fee (Quarterly) | Event | $27.50 | — | — |
| Payment Dishonour | Event | $25 | — | — |
| Payment Dishonour | Event | $25 | — | — |
| Payment Honour | Event | $20 | — | — |
| VISA or EFT Chargeback Request | Event | $25 | — | — |
| VISA or EFT Chargeback Request | Event | $25 | — | — |
| Direct Debit Double Handling Fee | Payment | $5 | — | — |
| Direct Debit Facility Dishonour | Payment | $25 | — | — |
| Payment Honour | Payment | $20 | — | — |
| RTGS/IPEX (Outgoing) | Payment | $35 | — | — |
| Formal Overdraft Product Fee (Quarterly) | Periodic | $52.50 | Every 3 mo | — |
| RTGS/IPEX (incoming) | Transaction | $10 | — | — |
| RTGS/IPEX (incoming) | Transaction | $10 | — | — |
| RTGS/IPEX (outgoing) | Transaction | $35 | — | — |
| Overseas VISA debit card ATM withdrawal | Withdrawal | $5 | — | — |
| Overseas VISA debit card ATM withdrawal | Withdrawal | $5 | — | — |
§ 03 — Features
Digital bankingUnlimited transactionsApple PayGoogle Pay
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: An Australian citizen, permanent resident or Australian resident for tax purposes
- · Available to individuals
- · Available to businesses
- · have access to an electronic device with a working internet connection
- · Have access to an electronic device with a working internet connection
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.