RACQ BankeSave Account
Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only.
At a glance
- Base rate
- 3.25%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 3.25% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 20th highest of 61 |
Rates
The one rate RACQ Bank publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 3.25% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable | 3.00% | 3.25% | up 0.25 |
Each change is logged the night it appears in the rates RACQ Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
When you make a transaction3
- Overseas Telegraphic Transfer in Australian Dollars
Transfer of funds to an overseas bank in AUD rather than local currency. Overseas banks, including the agent bank, may charge a handling fee. Check supplied details.
$60 - Overseas Telegraphic Transfer in Local Currency
Transfer of funds to an overseas bank in the currency used locally. Overseas banks, including the agent bank, may charge a handling fee. Check supplied details.
$30 - Telegraphic Transfer - Outward (within Australia)
Funds transferred via the SWIFT network to another financial institution within Australia for same day payment (also known as a Wire or RTGS payment).
$35
When particular things happen4
- Audit Certificate
A certificate for Audit purposes.
$25 - Bank Recall
A request to attempt to recall funds transferred to another account.
$20 - Bank Trace
A request to trace the origin or final destination of funds either sent to or from your account.
$20 - Default Administration
May apply if an event of default occurs.
$20
Other fees1
- Default Enforcement Expenses
May apply if enforcement services are required as part of default administration.
Varies
Features
Eligibility and limits
- Minimum age 13
- Residency: Australian Resident
- Available to individuals
Compare it with others
Put this product through a calculator
Published by RACQ Bank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.