The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

Christmas Saver

The Christmas Saver account allows you to save for Christmas throughout the year.

Savings & transaction accountsBank updated 9 Apr 2026

At a glance

Base rate
1.10%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 1.10%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend1.10%4.80%MoveBank's Online Saver2.25%of 61 institutions44th highest of 61

Rates

The one rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---1.10%-paid every 1 yr

Fees

2 fees published, grouped by when they're charged.

When you make a transaction2

  • CHEQUES_YOU_DEPOSIT

    Fee for every cheque you deposit to your account

    $0.20
  • BRANCH_WITHDRAWAL

    Includes all in-branch cash transfer and BPAY withdrawal My Everyday - Monthly Branch Withdrawal Fee free allowance Christmas Saver- Branch Withdrawal Fee Exemption

    $4

Features

Instant paymentsPayIDDigital banking
  • Branch withdrawals are free from 15 November to 31 December.
  • Funds will be disbursed by 15 November annually.

Eligibility and limits

  • Available to individuals

Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.