The Finance Algorithm
Queensland Country Bank

Online Saver

Designed for those happy to manage their own savings online but wanting the freedom to access funds at any time.

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Base rate
2.80%
Monthly fee
$0
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.80%paid every 1 mo
§ 02 — Fees · 8
FeeTypeAmountWhenNotes
Dishonour Insuff. FundsDishonour$8
DE Mistaken Payment Return ReqEvent$50
Direct Entry Recall of FundsEvent$40Applies to Direct Debit, Direct Credit and OSKO payments
Dormant Account FeeEvent$15
Honour ChargeEvent$8
RTGS Payment Received FeeEvent$7.20
Transaction FeesOtherVariesRefer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Monthly Account FeePeriodicNo feeEvery 1 mo
§ 03 — Features
Digital bankingUnlimited transactions
  • · Interest is paid on the entire balance
§ 04 — Eligibility & limits

    Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.