The Finance Algorithm
A-Auswide Bank logoA-Auswide Bank

NATIONAL SENIORS AUSTRALIA MONEY MANAGER ACCOUNT

A on-call interest earning transaction account available to National Seniors Australia members.

Savings & transaction accountsBank updated 8 Oct 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
4.50%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 4.50%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend4.50%4.80%MoveBank's Online Saver2.25%of 61 institutions5th highest of 61, level with 4 others

Rates

The one rate A-Auswide Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---4.50%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable4.25%4.50%up 0.25

Each change is logged the night it appears in the rates Auswide Bank Ltd publishes. See how every lender answered the RBA on the rate tracker.

Fees

7 fees published, grouped by when they're charged.

When you make a transaction6

  • ATM_DIRECT_CHARGE_FEE

    Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

    Varies
  • TELEGPRAPHIC_TRANSFER_FEE

    $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.

    $50
  • CURRENCY_CONVERSION_FEE

    Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

    3.00% of transaction
  • RTGS_OUTWARD_PAYMENT_FEE

    Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

    $20
  • CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK

    Payable when you write a cheque and it is presented on your account

    $2
  • FOREIGN_ATM_WITHDRAWAL_FEE

    Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

    $5

When particular things happen1

  • DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT

    Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

    $15

Features

Instant paymentsPayIDDigital bankingUnlimited transactions
  • Up to 9 Sub Accounts
  • Personal Cheques

Eligibility and limits

  • Available to individuals
  • Available to businesses
  • Available to National Seniors Australia members

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.