INGSavings Accelerator
A tiered savings account, with a variable interest rate.
At a glance
- Base rate
- 2.95%
- Monthly fee
- $0
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 2.95% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 25th highest of 61 |
Rates
Every rate ING publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $250,000 | 5.05% | - | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | - | - | $2,000,000–$5,000,000 | 2.95% | - | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | - | - | $250,000–$500,000 | 5.05% | - | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | - | - | $500,000–$2,000,000 | 5.05% | - | paid every 1 mo |
Rate changes
4 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, up to $250,000 | 4.80% | 5.05% | up 0.25 |
| 9 Oct 2026 | Variable, $2,000,000–$5,000,000 | 2.70% | 2.95% | up 0.25 |
| 9 Oct 2026 | Variable, $250,000–$500,000 | 4.80% | 5.05% | up 0.25 |
| 9 Oct 2026 | Variable, $500,000–$2,000,000 | 4.80% | 5.05% | up 0.25 |
Each change is logged the night it appears in the rates ING BANK (Australia) Ltd publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- Account fee
There are $0 monthly fees.
No fee
Features
Eligibility and limits
- Minimum age 18
- You must be an Australian resident for taxation purposes.
Compare it with others
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Published by ING BANK (Australia) Ltd under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.