ING
Savings Accelerator
A tiered savings account, with a variable interest rate.
Savings & transaction accountsBank updated 20 July 2026
At a glance
- Base rate
- 2.70%
- Monthly fee
- $0
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $250,000 | 4.80% | — | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | — | — | $2,000,000–$5,000,000 | 2.70% | — | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | — | — | $250,000–$500,000 | 4.80% | — | paid every 1 mo |
| VariableApplies to portion of account balance, not entire account balance. | — | — | $500,000–$2,000,000 | 4.80% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Account fee | Periodic | No fee | Every 1 mo | There are $0 monthly fees. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Minimum age 18
- · You must be an Australian resident for taxation purposes.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by ING BANK (Australia) Ltd under the Consumer Data Right, last changed by them on 20 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.