Regional Australia Bank
Internet Maximiser Account
The Internet Maximiser Account is an online savings account that pays a competitive rate of interest.
Savings & transaction accountsBank updated 26 June 2026
At a glance
- Base rate
- 3.25%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is per annum (p.a.). A standard interest rate applies to all balances. Interest is calculated on the daily balance and paid to the account monthly. | — | — | — | 3.25% | — | paid every 1 mo |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque Deposit Fee | Deposit | $0.50 | — | Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. |
| Direct Debit Dishonour | Dishonour | $5 | — | Where a direct debit request is rejected by us due to insufficient funds in your account a Dishonour Fee will apply. |
| Bank Cheque Fee | Event | $11 | — | This fee applies when ordering a bank cheque. |
| Overlimit Fee | Event | $3.50 | — | Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit. |
| Access Fee | Periodic | No fee | Every 1 mo | The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. |
§ 03 — Features
PayIDDigital bankingUnlimited transactions
- · Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
- · Transactions to and from this account can only be conducted electronically (other than an opening or closing transaction).
§ 04 — Eligibility & limits
- · Residency: Australian Resident
- · Minimum balance $1
- · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 26 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.