Central West Credit Union LtdS6 Golden Account
Managing your savings in retirement. Designed to suit aged pension recipients
At a glance
- Base rate
- 1.30%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 1.30% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 41st highest of 61 |
Rates
Every rate Central West Credit Union Ltd publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $25,000 | 1.30% | - | paid every 3 mo |
| Variable | - | - | $25,000+ | 2.05% | - | paid every 3 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 5 Nov 2026 | Variable, $25,000+ | 1.95% | 2.05% | up 0.10 |
| 4 Nov 2026 | Variable, $25,000+ | 2.05% | 1.95% | down 0.10 |
| 2 Nov 2026 | Variable, $25,000+ | 1.95% | 2.05% | up 0.10 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Fees
10 fees published, grouped by when they're charged.
While you hold it2
- MONTHLY_VISA_CARD_FEE
Fee is applicable to active cards only Relationship Balance Under 16 years of age
$2 - PAPER_STATEMENT_FEE
Under 16 years of age
$2.50
When you make a transaction7
- DECLINED_ATM/EFT_FEE
Under 18 years of age
$0.50 - DIRECT_DEBIT_REJECTION_FEE$10
- EFTPOS
Discounts apply Relationship Balance Under 21 years of age
$0.50 - STAFF_ASSISTED_BPAY_TRANSACTION_FEE$1
- STAFF_ASSISTED_DIRECT_TRANSFER_FEE
$10 for immediate transfer
$5 - OVER_THE_COUNTER_CASH_WITHDRAWALS
Discounts apply Under 18 years of age Relationship Balance
$1.50 - OVERDRAWN_ACCOUNT_FEE$10
When particular things happen1
- DORMANT_ACCOUNT_FEE
Charged after 2 years of inactivity
$10
Features
- Funds at call
Eligibility and limits
- Residency: Australian Residents only
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Published by Central West CUL under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.