CENTRAL WEST CREDIT UNION LTD
S6 Golden Account
Managing your savings in retirement. Designed to suit aged pension recipients
Savings & transaction accountsBank updated 1 June 2026
At a glance
- Base rate
- 1.30%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $25,000 | 1.30% | — | paid every 3 mo |
| Variable | — | — | $25,000+ | 1.95% | — | paid every 3 mo |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DORMANT_ACCOUNT_FEE | Event | $10 | — | Charged after 2 years of inactivity |
| MONTHLY_VISA_CARD_FEE | Periodic | $2 | — | Fee is applicable to active cards only Relationship Balance Under 16 years of age |
| PAPER_STATEMENT_FEE | Periodic | $2.50 | — | Under 16 years of age |
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 | — | Under 18 years of age |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10 | — | — |
| EFTPOS | Transaction | $0.50 | — | Discounts apply Relationship Balance Under 21 years of age |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1 | — | — |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5 | — | $10 for immediate transfer |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 | — | Discounts apply Under 18 years of age Relationship Balance |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10 | — | — |
§ 03 — Features
Digital bankingUnlimited transactionsApple, Samsung & Google Pay
- · Funds at call
§ 04 — Eligibility & limits
- · Residency: Australian Residents only
§ 05 — Compare
§ 06 — Run the numbers
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Published by Central West CUL under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.