BankVicEasyInvest
An online savings account with access to your money when you need it
At a glance
- Base rate
- 0.01%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.01% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 57th highest of 61, level with 4 others |
Rates
Every rate BankVic publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000,000 | 3.15% | - | paid every 1 mo |
| Variable | - | - | $5,000,000+ | 0.01% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 4 Oct 2026 | Variable, up to $5,000,000 | 2.90% | 3.15% | up 0.25 |
| 3 Oct 2026 | Variable, up to $5,000,000 | 3.15% | 2.90% | down 0.25 |
| 2 Oct 2026 | Variable, up to $5,000,000 | 2.90% | 3.15% | up 0.25 |
Each change is logged the night it appears in the rates BankVic publishes. See how every lender answered the RBA on the rate tracker.
Fees
7 fees published, grouped by when they're charged.
When you take it out1
- COMPANY_SEARCH_FEES
Company search fee to open account.
$25
When you make a transaction1
- RTGS
RTGS (Real Time Gross Settlement)
$15
When particular things happen5
- ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION
Fee applies to each record
$7.50 - ARCHIVED_RECORDS_OVER_90_DAYS_SINCE_TRANSACTIO
Fee applies to each record
$10 - ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION
Fee applies to each record
$6 - DIRECT_DEBIT_DISHONOUR_FEE
Insufficient Funds in account
$9 - EXPRESS_POSTAGE_FEE$7.50
Features
- online access only
Eligibility and limits
- Residency: Australian citizen
- Member of BankVic
Compare it with others
Put this product through a calculator
Published by BankVic under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.