The Finance Algorithm

At a glance

Base rate
2.00%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 2.00%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend2.00%4.80%MoveBank's Online Saver2.25%of 61 institutions34th highest of 61, level with one other

Rates

The one rate Macarthur Credit Union Ltd publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---2.00%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
3 Nov 2026Variable1.50%2.00%up 0.50

Each change is logged the night it appears in the rates The Mac publishes. See how every lender answered the RBA on the rate tracker.

Features

Instant paymentsPayIDDigital banking
  • Access from 1st Nov to the 31st Jan each year

Eligibility and limits

None published.

Published by The Mac under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.