The Finance Algorithm
Arab Bank Australia Ltd Prod

Personal Online Savings Account

An online savings account that provides a high rate of return and has the convenience of a regular transaction account online at your fingertips at any time.

Savings & transaction accountsBank updated 20 Aug 2026
At a glance
Base rate
3.00%
§ 01 — Rates · 11
TypeApplies toTermBandRateComparisonConditions
Variableup to $1,9993.00%paid every 1 mo
Variable$10,000–$19,9993.00%paid every 1 mo
Variable$100,000–$249,9994.85%paid every 1 mo
Variable$1,000,000+4.95%paid every 1 mo
Variable$2,000–$2,9993.00%paid every 1 mo
Variable$20,000–$49,9993.00%paid every 1 mo
Variable$250,000–$499,9994.85%paid every 1 mo
Variable$3,000–$4,9993.00%paid every 1 mo
Variable$5,000–$9,9993.00%paid every 1 mo
Variable$50,000–$99,9994.85%paid every 1 mo
Variable$500,000–$999,9994.95%paid every 1 mo
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Over the Counter FeeTransaction$2.50The first transaction where an Over the Counter Fee is applicable will not incur a fee. Transactions thereafter will be charged at the rate above.
§ 03 — Features
Digital banking
  • · No monthly account keeping or online transactional fees
  • · High rate of interest paid on balances as low as $1
  • · Receive regular statements.
  • · Interest calculated daily, and paid monthly.
§ 04 — Eligibility & limits
  • · Opening balance $1
  • ·  Minimum opening deposit A$1  Individuals who are 18 years of age or over  Must be Australian residents for tax purposes  Successful completion of applicable Arab Bank Australia Limited (ABAL) id…

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.