Everyday Saver Account
An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers.
Savings & transaction accountsBank updated 17 July 2026
At a glance
- Base rate
- 0.10%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.10% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 52nd highest of 61, level with 3 others |
Rates
The one rate The Capricornian publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.10% | - | paid every 1 mo |
Fees
2 fees published, grouped by when they're charged.
When you make a transaction2
- BPAY - Branch and Contact Centre processed.$3
- External Funds Transfer - Branch and Contact Centre processed.$3
Features
Instant paymentsPayIDDigital banking
- Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia.
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
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Published by The Capricornian under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.