The Finance Algorithm
The Capricornian

Everyday Saver Account

An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers.

Savings & transaction accountsBank updated 17 July 2026
At a glance
Base rate
0.10%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable0.10%paid every 1 mo
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
BPAY - Branch and Contact Centre processed.Transaction$3
External Funds Transfer - Branch and Contact Centre processed.Transaction$3
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
§ 04 — Eligibility & limits
  • · Residency: Individuals must be citizens or permanent residents of Australia.
  • · You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you

Published by The Capricornian under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.