ANZ
ANZ V2 PLUS
Distributed via a range of approved Third Parties such as stockbrokers, accountants and SMSF administrators who open deposit accounts on behalf of their customers
Savings & transaction accountsBank updated 28 Aug 2026
At a glance
- Base rate
- 4.10%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | — | — | — | 20.70% | — | Retail Index Rate + 8.5% |
| Variable | — | — | — | 4.10% | — | paid every 3 mo |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Fee | Dishonour | $6 | — | A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit |
| Bank Cheque At ANZ Branch | Event | $10 | — | Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. |
| Bank Cheque Request through ANZ Internet Banking | Event | $7.50 | — | Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. |
| Replacing a lost or stolen bank cheque | Event | $32.50 | — | — |
| Repurchase of Bank Cheque | Event | $25 | — | — |
| Electronic Transaction | Transaction | $0.50 | — | — |
| Overseas ATM Transaction Fee | Transaction | $5 | — | Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited |
| Overseas Transaction Fee | Transaction | 3.00% of transaction | — | ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. |
| Staff Assisted Transaction | Transaction | $2.50 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionApple PayGoogle PaySamsung PayFitbit PayGarmin Pay
- · Simple & Flexible The ability to have either ‘full transactional’ or ‘view-only’ access to the account, depending on your client's needs.
§ 04 — Eligibility & limits
- · Minimum age 18
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 28 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.