ANZANZ V2 PLUS
Distributed via a range of approved Third Parties such as stockbrokers, accountants and SMSF administrators who open deposit accounts on behalf of their customers
At a glance
- Base rate
- 4.35%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 4.35% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 10th highest of 61, level with one other |
Rates
Every rate ANZ publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | - | - | - | 20.95% | - | Retail Index Rate + 8.5% |
| Variable | - | - | - | 4.35% | - | paid every 3 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 23 Oct 2026 | Penalty | 20.70% | 20.95% | up 0.25 |
| 23 Oct 2026 | Variable | 4.10% | 4.35% | up 0.25 |
Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
When you make a transaction4
- Electronic Transaction$0.50
- Overseas ATM Transaction Fee
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
$5 - Overseas Transaction Fee
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
3.00% of transaction - Staff Assisted Transaction$2.50
If a payment is late or fails1
- Dishonour Fee
A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit
$6
When particular things happen4
- Bank Cheque At ANZ Branch
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
$10 - Bank Cheque Request through ANZ Internet Banking
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
$7.50 - Replacing a lost or stolen bank cheque$32.50
- Repurchase of Bank Cheque$25
Features
- Simple & Flexible The ability to have either ‘full transactional’ or ‘view-only’ access to the account, depending on your client's needs.
Eligibility and limits
- Minimum age 18
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Published by ANZ under the Consumer Data Right, last changed by them on 22 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.