The Finance Algorithm
ANZ

Farm Management Deposit At Call

A tax efficient investment account for primary producers that can help you manage uneven cashflow

Savings & transaction accountsBank updated 14 Aug 2026
At a glance
Base rate
1.25%
§ 01 — Rates · 7
TypeApplies toTermBandRateComparisonConditions
Penalty20.70%Retail Index Rate + 8.5%
Variable$1,000–$29,9991.25%paid every 1 mo
Variable$100,000–$199,9991.25%paid every 1 mo
Variable$200,000–$399,9991.25%paid every 1 mo
Variable$30,000–$49,9991.25%paid every 1 mo
Variable$400,000–$800,0001.25%paid every 1 mo
Variable$50,000–$99,9991.25%paid every 1 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Bank Cheque via ANZ Branch NetworkEvent$10Bank Cheques (Australian Dollars Only)
Repurchase of ANZ customer’s Bank ChequeEvent$25Bank Cheques (Australian Dollars Only)
Replacing a lost or stolen bank chequeReplacement$32.50Replacing a lost or stolen bank cheque (we may set conditions for doing this)
§ 03 — Features
Digital bankingFraud protection
§ 04 — Eligibility & limits
  • · Amount $1,000 to $800,000
  • · Be an individual primary producer with taxable non-primary production income of no more than $100,000
  • · Hold a farm management deposit for at least 12 months to qualify for tax concessions

Published by ANZ under the Consumer Data Right, last changed by them on 14 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.