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Farm Management Deposit At Call

A tax efficient investment account for primary producers that can help you manage uneven cashflow

Savings & transaction accountsBank updated 28 Oct 2026

At a glance

Base rate
1.25%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 1.25%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend1.25%4.80%MoveBank's Online Saver2.25%of 61 institutions41st highest of 61, level with one other

Rates

Every rate ANZ publishes for this account, 7 in all.

TypeApplies toTermBandRateComparisonConditions
Penalty---20.95%-Retail Index Rate + 8.5%
Variable--$1,000–$29,9991.25%-paid every 1 mo
Variable--$100,000–$199,9991.25%-paid every 1 mo
Variable--$200,000–$399,9991.25%-paid every 1 mo
Variable--$30,000–$49,9991.25%-paid every 1 mo
Variable--$400,000–$800,0001.25%-paid every 1 mo
Variable--$50,000–$99,9991.25%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
10 Oct 2026Penalty20.70%20.95%up 0.25

Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.

Fees

3 fees published, grouped by when they're charged.

When particular things happen3

  • Bank Cheque via ANZ Branch Network

    Bank Cheques (Australian Dollars Only)

    $10
  • Repurchase of ANZ customer’s Bank Cheque

    Bank Cheques (Australian Dollars Only)

    $25
  • Replacement of lost/stolen Bank Cheque

    Replacing a lost or stolen bank cheque (we may set conditions for doing this)

    $32.50

Features

Digital bankingFraud protection

Eligibility and limits

  • Amount $1,000 to $800,000
  • Be an individual primary producer with taxable non-primary production income of no more than $100,000
  • Hold a farm management deposit for at least 12 months to qualify for tax concessions

Published by ANZ under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.