Everyday Account
A day to day bank account that gives you easy access to your money
At a glance
- Base rate
- 0.01%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.01% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 57th highest of 61, level with 4 others |
Rates
The one rate BankVic publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.01% | - | paid every 1 mo |
Fees
14 fees published, grouped by when they're charged.
When you take it out4
- COMPANY_SEARCH_FEES
Company search fee to open account.
$25 - EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE$175
- EMERGENCY_OVERSEAS_CASH_FEE$175
- PERSONAL_CHEQUE_BOOK_FEE$10
When you make a transaction2
- RTGS
RTGS (Real Time Gross Settlement)
$15 - INTERNATIONAL_TRANSACTION_CURRENCY_CONVERSION_FEE
International transaction currency conversion fee
3.65% of transaction
When particular things happen8
- ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION
Fee applies to each record
$7.50 - ARCHIVED_RECORDS_OVER_90_DAYS_SINCE_TRANSACTIO
Fee applies to each record
$10 - ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION
Fee applies to each record
$6 - CARD_REPLACEMENT_FEE
There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal.
$10 - DIRECT_DEBIT_DISHONOUR_FEE
Insufficient Funds in account
$9 - DISPUTED_CARD_TRANSACTION_FEE
Disputed transactions - fee not charged if found to be merchant error
$25 - EXPRESS_POSTAGE_FEE$7.50
- MISCELLANEOUS_FEES
$50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding.
$50
Features
- checkbook available upon request
Eligibility and limits
- Residency: Australian citizen
- BankVic Member
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Published by BankVic under the Consumer Data Right, last changed by them on 26 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.