BankVic
Everyday Account
A day to day bank account that gives you easy access to your money
Savings & transaction accountsBank updated 26 Mar 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.01% | — | paid every 1 mo |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION | Event | $7.50 | — | Fee applies to each record |
| ARCHIVED_RECORDS_OVER_90_DAYS_SINCE_TRANSACTIO | Event | $10 | — | Fee applies to each record |
| ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION | Event | $6 | — | Fee applies to each record |
| CARD_REPLACEMENT_FEE | Event | $10 | — | There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal. |
| DIRECT_DEBIT_DISHONOUR_FEE | Event | $9 | — | Insufficient Funds in account |
| DISPUTED_CARD_TRANSACTION_FEE | Event | $25 | — | Disputed transactions - fee not charged if found to be merchant error |
| EXPRESS_POSTAGE_FEE | Event | $7.50 | — | — |
| MISCELLANEOUS_FEES | Event | $50 | — | $50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding. |
| RTGS | Transaction | $15 | — | RTGS (Real Time Gross Settlement) |
| COMPANY_SEARCH_FEES | Upfront | $25 | — | Company search fee to open account. |
| EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE | Upfront | $175 | — | — |
| EMERGENCY_OVERSEAS_CASH_FEE | Upfront | $175 | — | — |
| PERSONAL_CHEQUE_BOOK_FEE | Upfront | $10 | — | — |
| INTERNATIONAL_TRANSACTION_CURRENCY_CONVERSION_FEE | Withdrawal | 3.65% of transaction | — | International transaction currency conversion fee |
§ 03 — Features
Offset accountInstant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle PayFitbit PayGarmin PayeftposSamsung Pay
- · checkbook available upon request
§ 04 — Eligibility & limits
- · Residency: Australian citizen
- · BankVic Member
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BankVic under the Consumer Data Right, last changed by them on 26 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.