Beyond Bank AustraliamonEsaver Internet Account
The monEsaver is an online savings account with no account keeping fees. Earn interest with no minimum deposit requirements or withdrawal penalties for internet banking, phone banking and mobile banking.
At a glance
- Base rate
- 2.40%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 2.40% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 28th highest of 61 |
Rates
Every rate Beyond Bank Australia publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | - | - | up to $5,000 | 2.40% | - | paid every 1 mo |
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | - | - | $200,000+ | 2.95% | - | paid every 1 mo |
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | - | - | $5,000–$200,000 | 2.70% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, up to $5,000 | 2.20% | 2.40% | up 0.20 |
| 13 Oct 2026 | Variable, $200,000+ | 2.75% | 2.95% | up 0.20 |
| 13 Oct 2026 | Variable, $5,000–$200,000 | 2.50% | 2.70% | up 0.20 |
Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When you make a transaction1
- Transaction Fee
This fee is payable for each over the counter cash withdrawals, staff-assisted transfers and BPAY payments made in a branch or over the phone by the Member Service Centre.
$4
Features
Eligibility and limits
- Available to individuals
- Available to businesses
- Membership: You must be or become a Beyond Bank Australia member
Compare it with others
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.