Beyond Bank Australia
monEsaver Internet Account
The monEsaver is an online savings account with no account keeping fees. Earn interest with no minimum deposit requirements or withdrawal penalties for internet banking, phone banking and mobile banking.
Savings & transaction accountsBank updated 19 May 2026
At a glance
- Base rate
- 2.20%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | — | — | up to $5,000 | 2.20% | — | paid every 1 mo |
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | — | — | $200,000+ | 2.75% | — | paid every 1 mo |
| VariableInterest is calculated daily on the whole balance and paid on the last day of each month. | — | — | $5,000–$200,000 | 2.50% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Transaction Fee | Transaction | $4 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Available to businesses
- · Membership: You must be or become a Beyond Bank Australia member
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 19 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.