Beyond Bank Australia
Access Savings Account
The Access Savings Account is no longer available as a new account
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 6
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | — | — | up to $2,000 | 0.01% | — | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | — | — | $10,000–$20,000 | 0.01% | — | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | — | — | $2,000–$5,000 | 0.01% | — | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | — | — | $20,000+ | 0.01% | — | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | — | — | $5,000–$10,000 | 0.01% | — | paid every 6 mo |
| VariableProduct no longer available for new accounts. | P&I | — | — | 14.49% | — | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Default Fee on Line of Credit | Event | $25 | — | This fee is payable on the 15th day of every month whilst you are in default. |
| Default Notice Fee | Event | $20 | — | This fee is payable whenever we send you a default notice because you have defaulted under the contract. |
| Honour Overdrawn Account Fee | Event | $11 | — | — |
| Bank@Post Deposit Fee | Transaction | $2 | — | — |
| Bank@Post Withdrawal Fee | Transaction | $4.50 | — | — |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 | — | — |
| Line of Credit Approval / Variation Fee | Upfront | $195 | — | Product no longer available for new accounts - no variations can be made to existing line of credits. No Line of Credit Approval/Variation Fee - Life Members |
§ 03 — Features
Instant paymentsPayIDDigital bankingMobile Wallet
§ 04 — Eligibility & limits
- · Product no longer available as a new account.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.