Beyond Bank AustraliaAccess Savings Account
The Access Savings Account is no longer available as a new account
At a glance
- Base rate
- 0.01%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.01% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 56th highest of 61, level with 5 others |
Rates
Every rate Beyond Bank Australia publishes for this account, 6 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | - | - | up to $2,000 | 0.01% | - | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | - | - | $10,000–$20,000 | 0.01% | - | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | - | - | $2,000–$5,000 | 0.01% | - | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | - | - | $20,000+ | 0.01% | - | paid every 6 mo |
| VariableInterest paid six monthly on 31 May and 30 November on deposit balances. | - | - | $5,000–$10,000 | 0.01% | - | paid every 6 mo |
| VariableUnsecured Line of Credit, variable rate. Interest calculated only on the credit amount you use. Conditions apply. Product no longer available for new accounts. | P&I | - | - | 14.49% | - | - |
Fees
7 fees published, grouped by when they're charged.
When you take it out1
- Line of Credit Approval / Variation Fee
Product no longer available for new accounts - no variations can be made to existing line of credits. No Line of Credit Approval/Variation Fee - Life Members
$195
When you make a transaction3
- Bank@Post Deposit Fee
This fee is payable for Bank@Post deposits made at participating Australia Post Offices.
$2 - Bank@Post Withdrawal Fee
This fee is payable for Bank@Post withdrawals made at participating Australia Post Offices.
$4.50 - Cash Advance/Overseas ATM Fee
This fee is payable for each visa debit card overseas ATM withdrawal.
$4.50
When particular things happen3
- Default Fee on Line of Credit
This fee is payable on the 15th day of every month whilst you are in default.
$25 - Default Notice Fee
This fee is payable whenever we send you a default notice because you have defaulted under the contract.
$20 - Honour Overdrawn Account Fee
This fee is payable whenever you overdraw your account by $50.00 or more.
$11
Features
Eligibility and limits
- Product no longer available as a new account.
Compare it with others
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 24 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.