No 2 Deposit Account
For budgeting and reaching your financial goals
At a glance
- Base rate
- 0.05%
How it compares
This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This account | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| No bonus conditionsPaid whatever you deposit or spend | 0.05% | 4.80%MoveBank's Online Saver | 2.25%of 61 institutions | 55th highest of 61, level with one other |
Rates
Every rate Central West Credit Union Ltd publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.05% | - | paid every 1 yr |
| Variable | - | - | $5,000+ | 0.05% | - | paid every 1 yr |
Fees
7 fees published, grouped by when they're charged.
While you hold it1
- PAPER_STATEMENT_FEE
Under 16 years of age
$2.50
When you make a transaction5
- DIRECT_DEBIT_REJECTION_FEE$10
- STAFF_ASSISTED_BPAY_TRANSACTION_FEE$1
- STAFF_ASSISTED_DIRECT_TRANSFER_FEE
$10 for immediate transfer
$5 - OVER_THE_COUNTER_CASH_WITHDRAWALS
Discounts apply Under 18 years of age Relationship Balance
$1.50 - OVERDRAWN_ACCOUNT_FEE$10
When particular things happen1
- DORMANT_ACCOUNT_FEE
Charged after 2 years of inactivity
$10
Features
- Card access is not available on this product
Eligibility and limits
- Residency: Australian Residents only
Compare it with others
Put this product through a calculator
Published by Central West CUL under the Consumer Data Right, last changed by them on 31 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.