The Finance Algorithm
CENTRAL WEST CREDIT UNION LTD

No 2 Deposit Account

For budgeting and reaching your financial goals

Savings & transaction accountsBank updated 31 May 2026
At a glance
Base rate
0.05%
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Variableup to $5,0000.05%paid every 1 yr
Variable$5,000+0.05%paid every 1 yr
§ 02 — Fees · 7
FeeTypeAmountWhenNotes
DORMANT_ACCOUNT_FEEEvent$10Charged after 2 years of inactivity
PAPER_STATEMENT_FEEPeriodic$2.50Under 16 years of age
DIRECT_DEBIT_REJECTION_FEETransaction$10
STAFF_ASSISTED_BPAY_TRANSACTION_FEETransaction$1
STAFF_ASSISTED_DIRECT_TRANSFER_FEETransaction$5$10 for immediate transfer
OVER_THE_COUNTER_CASH_WITHDRAWALSWithdrawal$1.50Discounts apply Under 18 years of age Relationship Balance
OVERDRAWN_ACCOUNT_FEEWithdrawal$10
§ 03 — Features
Digital bankingUnlimited transactions
  • · Card access is not available on this product
§ 04 — Eligibility & limits
  • · Residency: Australian Residents only

Published by Central West CUL under the Consumer Data Right, last changed by them on 31 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.