CENTRAL WEST CREDIT UNION LTD
S2 Budget Savings Account
For budgeting and reaching your financial goals
Savings & transaction accountsBank updated 31 May 2026
At a glance
- Base rate
- 0.05%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 0.05% | — | paid every 1 yr |
| Variable | — | — | $5,000+ | 0.05% | — | paid every 1 yr |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DORMANT_ACCOUNT_FEE | Event | $10 | — | Charged after 2 years of inactivity |
| PAPER_STATEMENT_FEE | Periodic | $2.50 | — | Under 16 years of age |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10 | — | — |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1 | — | — |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5 | — | $10 for immediate transfer |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 | — | Discounts apply Under 18 years of age Relationship Balance |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10 | — | — |
§ 03 — Features
Digital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Residency: Australian Residents only
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Central West CUL under the Consumer Data Right, last changed by them on 31 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.