Goulburn Murray Credit Union Co-Operative Ltd
My Everyday
My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking.
Savings & transaction accountsBank updated 9 Apr 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $4,999 | 0.01% | — | paid every 1 yr |
| Variable | — | — | $24,999–$49,999 | 0.10% | — | paid every 1 yr |
| Variable | — | — | $4,999–$24,999 | 0.01% | — | paid every 1 yr |
| Variable | — | — | $49,999+ | 0.10% | — | paid every 1 yr |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM_BALANCE_ENQUIRY | Event | $0.50 | — | Each time a balance enquiry is requested at an ATM |
| DECLINED_ATM_OR_EFTPOS_TRANSACTION | Event | $1 | — | Each time an ATM or EFTPOS transaction is declined |
| CARD_PURCHASE,_EFTPOS,_ATM | Transaction | $0.75 | — | My Everyday - Savings or loan balance fee exemption My Everyday- Card Purchase Fee cap My Everyday - Card Purchase Fee free allowance |
| CHEQUES_YOU_DEPOSIT | Transaction | $0.20 | — | Fee for every cheque you deposit to your account |
| BRANCH_WITHDRAWAL | Withdrawal | $4 | — | Includes all in-branch cash transfer and BPAY withdrawal My Everyday - Monthly Branch Withdrawal Fee free allowance Christmas Saver- Branch Withdrawal Fee Exemption |
§ 03 — Features
Instant paymentsPayIDDigital bankingOverdraft
§ 04 — Eligibility & limits
- · Available to individuals
- · Minimum balance $1
§ 05 — Compare
§ 06 — Run the numbers
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Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.