The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

My Everyday

My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking.

Savings & transaction accountsBank updated 9 Apr 2026

At a glance

Base rate
0.01%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.01%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend0.01%4.80%MoveBank's Online Saver2.25%of 61 institutions56th highest of 61, level with 5 others

Rates

Every rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this account, 4 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $4,9990.01%-paid every 1 yr
Variable--$24,999–$49,9990.10%-paid every 1 yr
Variable--$4,999–$24,9990.01%-paid every 1 yr
Variable--$49,999+0.10%-paid every 1 yr

Fees

5 fees published, grouped by when they're charged.

When you make a transaction3

  • CARD_PURCHASE,_EFTPOS,_ATM

    My Everyday - Savings or loan balance fee exemption My Everyday- Card Purchase Fee cap My Everyday - Card Purchase Fee free allowance

    $0.75
  • CHEQUES_YOU_DEPOSIT

    Fee for every cheque you deposit to your account

    $0.20
  • BRANCH_WITHDRAWAL

    Includes all in-branch cash transfer and BPAY withdrawal My Everyday - Monthly Branch Withdrawal Fee free allowance Christmas Saver- Branch Withdrawal Fee Exemption

    $4

When particular things happen2

  • ATM_BALANCE_ENQUIRY

    Each time a balance enquiry is requested at an ATM

    $0.50
  • DECLINED_ATM_OR_EFTPOS_TRANSACTION

    Each time an ATM or EFTPOS transaction is declined

    $1

Features

Instant paymentsPayIDDigital bankingOverdraft

Eligibility and limits

  • Available to individuals
  • Minimum balance $1

Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.