The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd

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A transcation account for community organisations. The community organisations must be not for profit organisations that have a formal documented structure.

Savings & transaction accountsBank updated 9 Apr 2026
At a glance
Base rate
0.10%
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
Variableup to $4,9990.10%paid every 1 yr
Variable$24,999+1.50%paid every 1 yr
Variable$4,999–$24,9991.50%paid every 1 yr
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
ATM_BALANCE_ENQUIRYEvent$0.50Each time a balance enquiry is requested at an ATM
DECLINED_ATM_OR_EFTPOS_TRANSACTIONEvent$1Each time an ATM or EFTPOS transaction is declined
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Eligible Community organisations only. Approval of applicants is at the discretion of GMCU.

Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.