Queensland Country Bank
Christmas Club
Designed to help you save for the festive season, deposit regularly throughout the year and watch your savings grow.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 2.50%
- Monthly fee
- $0
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $10,000–$20,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $100,000–$250,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $20,000–$50,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $250,000–$500,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $5,000–$10,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $50,000–$100,000 | 2.50% | — | paid every 1 mo |
| Variable | — | — | $500,000+ | 2.50% | — | paid every 1 mo |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Trace | Event | $40 | — | — |
| Dormant Account Fee | Event | $15 | — | — |
| Honour Charge | Event | $8 | — | — |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital banking
- · Interest is paid on the entire balance
§ 04 — Eligibility & limits
- · Minimum age 13
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.