Standard Rate Term Deposit 13-60 months (M)

Term Deposit between 13 to 60 months with interest paid monthly.

Term depositsBank updated 7 Oct 2026

Apply at Great Southern Bank ↗Product page ↗Terms ↗

At a glance

Best rate: 5.25% for 60m
Min deposit: $5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 4.90%

2%2.5%3%3.5%4%4.5%5%5.5%

This term deposit: 4.15%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
2-year term depositBest rate for 2 years	4.15%	5.60%Judo Bank's Personal Term Deposits	4.90%of 55 institutions	42nd highest of 55
3-year term depositBest rate for 3 years	4.90%	5.60%Judo Bank's Personal Term Deposits	4.25%of 44 institutions	14th highest of 44
5-year term depositBest rate for 5 years	5.25%	5.65%Judo Bank's Personal Term Deposits	4.00%of 27 institutions	5th highest of 27, level with one other

Rates

Every rate Great Southern Bank publishes for this term deposit, 15 in all.

Its best rate at each term

13 mo2.20%
14 mo2.20%
15 mo2.20%
16 mo2.20%
17 mo2.20%
18 mo3.10%
19 mo2.20%
20 mo2.20%
21 mo2.20%
22 mo2.20%
23 mo2.20%
2 yrstypical 4.90%4.15%
3 yrstypical 4.25%4.90%
4 yrs4.90%
5 yrstypical 4.00%5.25%

This term depositTypical institution's best for the term

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	13 mo	-	2.20%	-	paid every 1 mo
Fixed	-	14 mo	-	2.20%	-	paid every 1 mo
Fixed	-	15 mo	-	2.20%	-	paid every 1 mo
Fixed	-	16 mo	-	2.20%	-	paid every 1 mo
Fixed	-	17 mo	-	2.20%	-	paid every 1 mo
Fixed	-	18 mo	-	3.10%	-	paid every 1 mo
Fixed	-	19 mo	-	2.20%	-	paid every 1 mo
Fixed	-	20 mo	-	2.20%	-	paid every 1 mo
Fixed	-	21 mo	-	2.20%	-	paid every 1 mo
Fixed	-	22 mo	-	2.20%	-	paid every 1 mo
Fixed	-	23 mo	-	2.20%	-	paid every 1 mo
Fixed	-	2 yrs	-	4.15%	-	paid every 1 mo
Fixed	-	3 yrs	-	4.90%	-	paid every 1 mo
Fixed	-	4 yrs	-	4.90%	-	paid every 1 mo
Fixed	-	5 yrs	-	5.25%	-	paid every 1 mo

Rate changes

One change logged, newest first.

Date	Rate	Was	Now	Change
7 Oct 2026	Fixed, 5 yrs	5.05%	5.25%	up 0.20

Each change is logged the night it appears in the rates Great Southern Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital banking

Guaranteed rate of return. You’ll know exactly how much you’ll earn on your investment before your term begins.
Choose your own term. Options range from one month to five years.

Eligibility and limits

Residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
Minimum balance $5,000

Compare it with others

All term deposits Other Great Southern Bank term deposits Everything Great Southern Bank publishes

Put this product through a calculator

Published by Great Southern Bank under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.