Bendigo Bank
Bendigo Secured Student Personal Loan
Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.
Personal loansBank updated 9 July 2026
At a glance
- Fixed
- 9.54% · 9.70% comparison
- Loan size
- $2,000 to no maximum
- Upfront fee
- $100
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedSecured | P&I | 7 yrs fixed | — | 9.54% | 9.70% | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Fee | Event | $10 | — | Is payable for each Bank Cheque drawn. |
| Default Fee | Event | $35 | — | — |
| Duplicate Fee | Event | $16.50 | — | Is payable for each copy of any document you request. |
| Manual Redraw Fee | Event | No fee | — | Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking |
| Online Redraw Fee | Event | No fee | — | Charged when completing a redraw online |
| Early Repayment Fee | Exit | $20 | — | — |
| Security Processing Fee | Other | Varies | — | Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application |
| Monthly Admin Fee | Periodic | No fee | Every 1 mo | This fee is charged to cover the regular administration and servicing required for your loan. Not applicable to Student loan. |
| Application Fee | Upfront | No fee | — | Incurred when you apply for a new loan. Not applicable to student loan. |
| Document Preparation Fee | Upfront | $100 | — | The cost of preparing the loan documents (Secured Personal Loans only). |
§ 03 — Features
Redraw
- · Weekly, fortnightly or monthly repayments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Employment: Employed
- · Available to individuals
- · Amount $2,000 to no maximum
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Bendigo Bank under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.