The Finance Algorithm
Arab Bank Australia Ltd Prod logoArab Bank Australia Ltd Prod

Cash Management Account

An account with great features and easy access to your money.

Savings & transaction accountsBank updated 20 Aug 2026

At a glance

Base rate
0.10%

How it compares

This account in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This account: 0.10%Every other institution's highest, 60 in all

Paid whatever you deposit or spend. One dot per institution, at its highest savings rate with no bonus conditions anyone can apply for; hover or tap a dot for its name.

RateThis accountBest anywhereTypical institutionWhere it sits
No bonus conditionsPaid whatever you deposit or spend0.10%4.80%MoveBank's Online Saver2.25%of 61 institutions51st highest of 61, level with 4 others

Rates

Every rate Arab Bank Australia Ltd Prod publishes for this account, 7 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $4,9990.10%-paid every 1 mo
Variable--$10,000–$19,9990.10%-paid every 1 mo
Variable--$100,000–$249,9990.30%-paid every 1 mo
Variable--$20,000–$49,9990.15%-paid every 1 mo
Variable--$250,000+0.40%-paid every 1 mo
Variable--$5,000–$9,9990.10%-paid every 1 mo
Variable--$50,000–$99,9990.25%-paid every 1 mo

Fees

5 fees published, grouped by when they're charged.

When you make a transaction4

  • Eftpos Fee

    Includes a maximum of 5 Over the Counter transactions per month, and a combined maximum of 5 transactions per month from the following: EFTPOS, Direct Debit and BPAY.

    $0.60
  • BPAY
    $0.25
  • Direct Debit Fee
    $0.25
  • Over the Counter Fee

    Up to 12 free transactions per month (maximum of 2 free Over the Counter transactions and 10 free EFTPOS transactions per month

    $2

When particular things happen1

  • Monthly Account Keeping Fee

    An account keeping fee of $5 per month applies if account balance falls below $10,000

    $5

Features

Digital bankingOverdraft
  • Statements are supplied quarterly.
  • Interest is calculated daily and is paid monthly and on entire balance.
  • No minimum ongoing balance.
  • Minimum opening deposit $1,000
  • Funds are at call.

Eligibility and limits

  • Opening balance $1,000
  •  For private and domestic use, however, also available for business customers upon request subject to approval by Arab Bank Australia Limited (ABAL).  Successful completion of applicable ABAL ident…

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.