AMB Bank Product
Christmas Club
With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.
Savings & transaction accountsBank updated 25 Aug 2026
At a glance
- Base rate
- 2.00%
- Monthly fee
- $6
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 2.00% | — | paid every 1 yr |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Archive retrieval fee | Event | $50 | — | Per hour fee applies plus any expenses incurred |
| Audit Certificate Fee | Event | $50 | — | Per audit certificate requested |
| Copies of statements (over 12 months) at branch | Event | $5 | — | — |
| Copies of statements (up to 12 months) at branch | Event | $2.50 | — | — |
| Dormancy fee for accounts inactive greater than 24 months | Periodic | $2 | Every 1 mo | — |
| Inactive fee for accounts inactive 12 months or greater | Periodic | $2 | Every 1 mo | — |
| Paper statement fee (per statement) | Periodic | $2 | Every 1 mo | — |
| EFT trace/recall of funds | Transaction | $25 | — | — |
§ 03 — Features
Digital banking
- · No monthly account keeping fees
- · Withdrawals available between 1 November and 31 January each year
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.