The Finance Algorithm
AMB Bank Product

Capital Guaranteed Super

Capital Guaranteed Super account is a retirement savings account (RSA) that offers a tax advantaged way to save for your retirement. It is a low risk, low cost investment option with nominal monthly fees. The account is a capital guaranteed investment, meaning your retirement savings are protected from negative earnings. Retirement Savings Account (RSA) is a superannuation account with the same tax concessions as any other superannuation fund, however it operates similar to a savings/investment account.

Savings & transaction accountsBank updated 25 Aug 2026
At a glance
Base rate
0.25%
Monthly fee
$5
§ 01 — Rates · 5
TypeApplies toTermBandRateComparisonConditions
FixedMaximum rate1 yr$20,000+3.60%paid every 1 yr
Fixed2 yrs$20,000+3.55%paid every 2 yrs
Fixed3 yrs$20,000+3.20%paid every 3 yrs
VariableBase rateup to $10,0000.25%paid every 1 mo
Variable10K plus$10,000+0.25%paid every 1 mo
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
Early termination of fixed rateEvent$0When you break the fixed term, penalty interest will be paid for the period from investment date to redemption date. Penalty interest is the lowest variable interest rate at the time of termination.
Administration FeePeriodic$5Every 1 moDeducted from variable interest option.
§ 03 — Features

None published.

§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian citizen, NZ citizen or permanent resident of Australia
  • · Minimum balance $20,000
  • · Opening balance $6,000

Published by Australian Military Bank under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.